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Maybe you have student loan debt of ten grand, which has a horrible percentage rate. Well, you can transfer the balance onto your new credit card and suddenly have a 0 percentage rate. That's great! There are no two ways about it. It would even be better if you could pay the debt off before the year of 0 APR runs out. Anyway, with most 0 apr credit cards it doesn't concern purchases.
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25. That's horrible. I needed to find that awesome credit card pitch with the 0 on balance transfers option. This way I could transfer my entire balance to the new card and no longer deal with the terrible monthly percentage rate. I think most folks can relate to this common routine.
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